What can Malware do to your computer?

The threat to computer users has been rising in recent years and we’re now at the point where the different dangers all have their own names. All viruses are malware, but not all malware is a virus.

Because of this, many of us don’t really know the differences between them all. To make it all seem a little less scary and a lot more understandable, we’re giving you the lowdown on what it all means. Read to differentiate between your spyware from your trojan.

Computer Virus

The term ‘computer virus’ is often used to describe the entire suite of computer-related problems introduced onto your laptop or PC, by others. But, a computer virus actually has its own, very specific meaning. In simple-ish terms, a computer virus is a piece of code, or program that’s loaded onto your PC or laptop, by someone with malintent and without your knowledge. The virus then works or ‘runs’ without your command or authority and can replicate itself and infect other computers through emails or links. There are a variety of viruses that do slightly different things. They include:

  • Polymorphic viruses.
  • Rootkit viruses.
  • Overwrite viruses.
  • Macro viruses.

Spyware

Spyware is designed to spy on you as you are online and use your PC or laptop. The programs secretly record what you do when you’re logged onto your computer. The end aim of spyware is typically to capture passwords, credit card details and online banking credentials. Then, once the information has been captured, it is sold to or used by fraudsters. Spyware was initially created as a marketing aid, to see which web pages people clicked on and how they used the internet. But today, its most likely to be employed with malicious intent.

Trojan

A trojan virus is a program that looks like one you would use or run. But, once its opened and running, it grabs private information and also attempts to make your computer more open to other malware. A trojan It can be downloaded to your computer as part of a game or legitimate program. Then once the trojan is on there, it can give someone else remote control of your PC or laptop. Malware Malware is the term used to describe all of the above. Malware is malicious software that is designed to spy, steal information and threaten users in any way possible.

Adware

Adware is where online ads and banner ads pop up as part of a program you’ve downloaded. They’re usually present in free, online versions of a program and you can pay for the full version of that program that will come without ads. If the ads are part of the program but the customer is unaware of them, they can also be described as spyware, particularly if they keep tabs on if the user visits the websites from the ads.

Bloatware

Bloatware are programs which should be useful, but take up so much disk space to run that it becomes a program you don’t want on your computer. While bloatware doesn’t tend to be dangerous, it does slow your computer down a lot.

Be Aware of Changes to Your Computer

As you can see, there are many different ways your laptop or PC can be targeted by criminals or affected by programs that contain more than you might expect. That means it’s important to always be aware of how your computer is working. If you notice a sudden change in performance then investigate or get in touch with us to seek advice and assistance. It might turn out to be nothing to worry about, but it could be something important that could damage your hardware or worse.

What is a Phishing Scam and How To Avoid Them

Scam Alert

What is a Phishing Scam?

A phishing scam when scammers try to trick you into giving out personal information. They will try get personal information such as your bank account numbers, passwords and credit card numbers.

How does a phishing scam work?

A phishing scam is when a scammer contacts you pretending to be from a legitimate business such a bank, telephone or internet provider.
The scammer asks you to provide or confirm your personal details. For example, they may say that the bank or organisation is verifying customer records due to a technical error that deleted customer data. Or, they may ask you to fill out a customer survey and offer a prize for participating.
Alternatively, the scammer may alert you to ‘unauthorised or suspicious activity on your account’. You might be told that a large purchase has been made in a foreign country and asked if you authorised the payment. If you reply that you didn’t, the scammer will ask you to confirm your credit card or bank details so the ‘bank’ can investigate. In some cases the scammer may already have your credit card number and ask you to confirm your identity by quoting the 3 or 4 digit security code printed on the card.
Phishing messages are designed to look genuine, and often copy the format used by the organisation the scammer is pretending to represent, including their branding and logo. They will take you to a fake website that looks like the real deal, but has a slightly different address. For example, if the legitimate site is ‘www.realbank.com.au’, the scammer may use an address like ‘www.reallbank.com’.
If you provide the scammer with your details online or over the phone, they will use them to access your credit cards and steal your money.

How to avoid a phishing scam?

Do not click on any links or open attachments from emails claiming to be from your bank or another trusted organisation and asking you to update or verify your details – just press delete.
Look for the secure symbol eg. ‘https:’ rather than ‘http:’. Legitimate websites that hold confidential information are encrypted to protect your details.
Never provide your personal, credit card or online account details if you receive a call claiming to be from your bank or any other organisation. Instead, ask for their name and contact number and make an independent check with the organisation in question before calling back.

What is Malware & Ransomware?

Malware tricks you into installing software that allows scammers to access your files and track what you are doing, while ransomware demands payment to ‘unlock’ your computer or files.

What are the warning signs?

Emails or social media messages that claim to contain links to a topical news item or something ‘interesting’. These then ask you to download software in order to view the material. Music files, games, or access to adult sites are offered free of charge if a particular program is downloaded or a pop-up box is clicked. Pop-up boxes start appearing on your computer screen. These may have simple questions or a button that says ‘close’.
You notice new icons on your computer screen, or your computer is not as fast as it normally is.

How to avoid a malware or ransomware scam?

Do not open attachments or click on links in emails. Delete social media messages you’ve received from strangers. If you want to access information about breaking news, use a reliable news source rather than an unknown web link.
Be wary of free downloads and website access, such as music, games, movies and adult sites. They may install harmful programs without you knowing.
Always keep your computer security up to date with anti-virus and anti-spyware software, and a good firewall. Only buy computer and anti-virus software from a reputable source.
If you still have doubts, contact your anti-virus software provider or a computer specialist. See here for more information on Firewall and Internet Security.
Keep your office networks, computers, and mobile devices secure. Update your security software, change passwords and back up your data regularly. Store your backups offsite and offline. The Australian Cyber Security Centre explains how to back-up your data and secure your devices.

 

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